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As you can see, when planning funds for your retirement you need to consider:
• The advantages of being in a company or personal superannuation plan
• The importance of saving in parallel with your superannuation fund to create an additional fund of 100 per cent accessible cash in addition to the funds locked up in the superannuation plan
• The need to achieve an appropriate balance between high risk/high return and low risk/low return investment and savings vehicles.

If you are in business you should consider how you will realise the value of your business when you retire. Do you have a plan for optimising the business succession within the family? Do you have a contingency plan if you are taken ill and can no longer run the business? Once you have considered all these planning points you will be in a better position to estimate your income in retirement and consider whether or not it will be adequate.

our Services


In the constantly changing business environment, you can rely on our business services team to be expert, up-to-date and ready at hand to assist you with your business matters. Whether your concerns are taxation, accounting, business planning, cashflow and budgeting, or business valuation, rest assured that our staff are available to advise you.


There is no such thing as a ‘one size fits all’ audit. We use the latest technology to provide individual assessments, producing comprehensive reports in which your stakeholders can have the utmost confidence. We are also happy to offer due diligence systems reviews and financial consulting advice.


Communication and effective administration are essential elements of a successful organisation. Regardless of the size of your business, we are ready to support you with a team of highly qualified secretarial and support staff.


We regularly deal with a broad range of personal and corporate taxation issues and make a point of understanding the individual needs of every client. Whether you need advice on company tax, personal tax effectiveness or indirect taxation including payroll tax and GST, our team will identify the best solutions for you.

self managed
super funds

The way your superannuation is managed now will have a significant impact on the choices you have in retirement. Self-managed super funds are perfect for those looking for greater control of their savings and are one of the best ways to ensure that you will have sufficient funds for retirement.


In addition to our normal services, we have developed specialist knowledge and expertise in the following sectors:

Christian organisations

Audit of incorporated associations.